Who can join?

You can join if you:

  • have a contract of employment that's for at least 3 months (if you have a contract for less than 3 months you can still opt to join)
  • are under age 75, and
  • work for an employer that allows you to join the Scheme.

Most employees who are allowed to join will automatically become a member. But you do have the right to opt out of the fund at any time. 

How do I know if I have already joined?

Check your payslip to see if you are paying in and if not, contact your employer to see if you can join.

What if I am already a member of another pension scheme?

You can also be a member of the fund if you are already contributing to a personal pension or a stakeholder pension.