What is a pension? 

The importance of saving for later life, how you join the LGPS and your employer pays in too.

 

 

How your pension works

How pensions work and what happens if you leave the LGPS before you take your pension.

 

 

Looking after your pension

How much you pay and how you can increase or decrease your payments into your LGPS pension.

 

 

Protection for you and your familiy

How the LGPS looks after you and your loved ones by providing protection if you have to retire due to ill health and a range of death benefits.

 

 

Life after work

How and when you can take your pension and the decisions you will have to make.

 

Your annual allowance

How the annual allowance limits how much pension you can build up each year without having to pay a tax charge.

 

 Transferring your pension 

What to consider if you are thinking about transferring your pension to a defined contribution scheme.